Americans May Qualify For Student Loan Relief

When Americans with more than $10,000 of student loans call The Student Relief Helpline, they may be surprised to learn they could qualify for a student loan relief program.

U.S. student loan debt has exploded to over $1.5 trillion1ruining peoples’ lives with high fees and endless collection calls. A little known program is currently happening right now allowing former students a chance to potentially reduce their student loan debt by thousands of dollars.

“I got kicked out of school one year before I would have graduated because I maxed out my ability to get any more loans. I’ve been living at home for three years after an attempt to move out didn’t work. I’ve gone from retail to temp back to retail and am finally on a track to getting a ‘real’ job, but the stress of calls from debt collectors and family pressure to get money plus a big hiring push in the retail industry might…make me…go…back.

(Scream!) …I wish I had known how bad of an idea it would be to take on loans when I started school. I would have just delayed going. $80,000 in debt later and I still don’t have a degree? I would rather be without a degree and debt-free than in this boat I’m in now.” 2 – Chanelle Schneider

QUICK VERSION: Smart Americans with $10,000+ student loans are seeing if they qualify for a relief program. There is absolutely no cost or credit check to see if you qualify.  Call To INSTANTLY Discover If You Qualify >> (855)-437-5230


America is just now starting to wake up to the fact that most students were misled about their loans and how much they would make by earning a college degree. Don’t beat yourself up over something that can be easily fixed. Simply call (855)-437-5230 to see which program you qualify for.

t’s not your fault for wanting to go to college and improve your life. There are programs that are here to help you and make this program easy and painless. Imagine what your life would be like without student loan debts? Imagine what you could provide for your family and the life you could be living. Call (855)-437-5230 to apply by phone call is free and only takes a few moments. The sad fact is most people even after reading this article will never take action to get their student loans forgiven.

Act Now Before Your Window Of Opportunity Closes

We all know that the current presidential administration doesn’t want to continue to forgive and lower peoples student loans. It’s in your best interest to call this number below before this program ends.

Here’s How:
Step 1: Simply call

Step 2: You will immediately be connected with a debt specialist who will tell you if you qualify.

Student Loan Relief Helpline

Phone Number: (855)-437-5230

Monday-Friday 7:00am-6:00pm Pacific Time

Tax Loophole Exposed: Discover The IRS’s Best Kept Secret To Tax Forgiveness

If you owe $10,000 or more in taxes, you need to hear about the IRS’s best kept secret – tax debt forgiveness. Discover what tax forgiveness is and how you can use it to reduce your tax bill.

QUICK VERSION: If you Owe $10,000 or more in taxes you can loose your tax refund, part of your paycheck, home, even your social Security.  Call To Discover The Loop Hole To Forgiving your Tax Debt >> (800)422-0955

Millions of Americans are drowning in tax debt. If you are one of them, you know about the stress and frustration of having to deal with the IRS. The taxman doesn’t care about your medical bills, that you lost your job, or that you’re going through a messy divorce.

The IRS can hold on to your tax refund, take a chunk of your paycheck, put a lien on your bank account, seize and sell your property and revoke your passport. Uncle Sam also can take 15% of your Social Security check, a benefit that’s off-limits to private creditors.

But that doesn’t have to happen.

There are tax relief programs that may help you wipe your tax debt clean. However, these programs may not apply if you have shown a pattern of avoiding the IRS’s attempts to contact you. So it’s critically important to take action and resolve these tax issues before it’s too late.

See If You Qualify

Why would the IRS be interested in forgiving your debt?

The IRS is the biggest and meanest debt collector in the world, right? True. The IRS can put a lien on all your property, withdrawal money from your bank accounts, and even garnish your wages. All without the need of a court order.

So, why would the IRS be interested in forgiving your debt? Good question. The answer lies in two rarely published facts about the IRS.

  • IRS resources are constrained. Five years of budget cuts by Congress has limited the IRS’ ability to enforce its own laws. The IRS budget has been reduced by $1.2 billion since 2010 despite having 12.8 million more tax returns to process. (Source) Since 2010, the IRS has laid off 17,000 workers, which explains why, in 2015, the IRS only audited 0.7% of all tax returns. (Source)
  • You may have heard that the IRS only has 10 years to collect taxes, but did you know it only has 3 years to assess your tax liability after you file a tax return? These time restrictions put a lot of pressure on already overworked IRS agents.

In a nutshell, the IRS does not have the budget to prosecute every case. It would rather focus its resources on wealthy taxpayers who frivolously refuse to pay their tax liability. If you’re struggling to pay back taxes but you’re willing to negotiate, the IRS may be ready to settle. That is what makes tax forgiveness programs so amazing.

How can tax forgiveness help you?

Tax debt forgiveness is the IRS’s answer to crushing tax debt weighing on so many American families who simply don’t have the money to pay their taxes. The IRS’s tax relief programs help taxpayers by reducing the amount they owe, giving them more time to pay, or a combination of both. It’s a win-win for the IRS and taxpayers.

Remember, the IRS is underfunded and overworked. So it prefers to forgive some of your debt than waste its resources going to trial or pursuing a long collection process. Unfortunately, to file a settlement the IRS requires you to complete many complicated forms and provide detailed financial reports. Many taxpayers are rightfully wary of sharing financial information that could later be used against them.

Sadly, this causes millions of dollars in tax relief go unclaimed every year. If this is you, make sure to call to see if you qualify: 800-422-0955 to receive a tax reduction. It’s easier that you think

What type of tax relief options are there?

There are several tax relief programs taxpayers can apply for, but only three that offer debt forgiveness:

  • The Offer in Compromise program
  • The Partial Pay Installment Agreement program
  • The Penalty Abatement program.

To know which one is right for you, the safest bet is to get a free consultation call with a tax relief expert to find out which tax relief programs you qualify for. Their experience can help guide you in the right direction.

The Offer in Compromise Program

An offer in compromise is a settlement where the IRS accepts less than the total debt amount in exchange for a lump sum or up to two years of monthly payments. As far as debt forgiveness goes, offers in compromise are usually the best deal available to taxpayers.

In 2015 alone, the IRS accepted 40.3% of all offers in compromise. However, the acceptance rate is even higher for taxpayers who work with a tax relief firm. It’s common for tax relief firms to maintain acceptance rates of over 90%!

ALERT: This program is ending soon. Click Below To Call and Find Out About This US Government Loophole in less than 2 Minutes

IRS Offer-In-Compromise Acceptance Rate Trend


Source: IRS Data Book (various years)

Partial Pay Installment Agreement

The Partial Pay Installment Agreement does not get much attention and publicity, but it often has even better terms than offers in compromise.

A Partial Pay Installment Agreement is similar to an Offer in Compromise in that the IRS forgives part of your debt, but it has longer repayment terms: typically, 36 to 72 months. Although Partial Pay Installment Agreements typically includes less debt forgiveness, they are easier and faster to qualify for and you don’t have to provide as much financial information.

Penalty Abatement

If you are late paying or filing a tax return, the IRS will charge you interest and penalty fees. These fees are no joke. The accrual of penalties and interest often represent 50 percent of the initial tax liability, according to a 2015 report by the National Taxpayer Advocate.

However, the IRS has a penalty abatement program you can use to request a reduction or removal of interest and penalty fees. Unfortunately, many taxpayers are missing out on thousands of dollars of penalty relief simply because they don’t know about these programs or are unable to navigate IRS bureaucracy.

Can you negotiate directly with the IRS?

Although it is possible to negotiate with the IRS by yourself, it is usually not a good idea. If you owe more than $10,000 or you’re facing a tax audit, you should work with a professional tax relief firm. The IRS may be underfunded, but don’t confuse lack of resources with incompetence.

The IRS has a 96% conviction rate and 80% of the cases it wins result in prison sentences. Tax law is extremely complex. Just as with criminal law cases, it is rarely a good idea to represent yourself. When you deal directly with the IRS it is easy to slip-up and provide self-incriminating information that can (and will) be used against you in an audit or criminal investigation. You need a team of professionals on your side.

Do yourself a favor and work with a reputable tax relief firm.

IRS Criminal Indictment Rate Trend


Source: IRS Enforcement Statistics

What to look for when choosing a tax relief firm to work with?

Only work with a tax relief firms that:

  • Have tax attorneys, CPAs and enrolled agents on staff
  • Are licensed to act as a power of attorney in your state
  • Are accredited by the National Association of Tax Professionals

Not sure which company to work with? Click here to call and get a free consultation with a tax relief firm that meets these requirements. The consultation is free and there is no obligation to hire. At the very least you’ll know what tax relief programs you qualify for.

See If You Qualify


The Thing Your Credit Card Company Fears Most

Let’s be honest – it’s no fun being in debt.

And if you are one of the millions of Americans struggling with credit card debt, loan debt, tax debt, or other kinds of debt, it may feel like there’s no way out.

But here is the good news: There is a way out. It requires a little time on your part (just a little), and it requires a single free phone call: (800) 967-4223.

With the tens of millions of Americans living paycheck to paycheck, the time for debt relief has never been more urgent. The credit card companies know this, and they also know that it’s better to get something – rather than little or nothing – from consumers who default on debts or declare bankruptcy.

QUICK VERSION: If you Owe $10,000 or more in debt you can loose your tax refund, part of your paycheck, home, even your social Security.  Call To Discover The Loop Hole To Forgiving your Debt >> (800)967-4223

A Debt Relief Plan Is Like Found Money

Once you get started on a debt relief plan, you could find yourself paying less every month – and actually getting out of debt faster! How is this possible? When credit card companies agree to lower interest rates, waive late fees and penalties your payments go much further to get rid of your actual debt.

By getting on a debt relief plan, your credit card balances shrink month after month and before you know it, you’re out of debt.

Can you imagine what being debt free is like? They say money doesn’t buy happiness, but from all reports, being debt free allows people to live better lives. For example, couples who have no debt argue less, and can do more fun things with their money.

Would you like to be one of them? Then take 2 minutes to call this number: (800) 967-4223. It costs nothing, and won’t affect your credit one bit. And it could save you thousands.

How to Get Relief From Credit Card Debts

Here’s the truth about debt: Your credit card company is perfectly happy with you paying your minimum payments. In fact, they would rather you pay month after month, year after year, decade after decade.

A debt relief plan can end that cycle, and could save you thousands of dollars as well.

It takes only a few moments to get a free consultation and they will tell you exactly how much you can save: Click Call Now – (800) 967-4223 and what programs are available to you. Best of all, it’s completely free, and a free debt relief savings estimate won’t hurt your credit one bit.

Take 2 Minutes and Call Now: